New Home Builders
Maricopa County — 48 developments across 11 builders
Builder Directory
Builder Financing vs. Resale Pre-Qual
Know the difference — find the best path for your budget
New Construction (Builder Lenders)
Rate buydowns — builders often buy rates down 1-2% through their preferred lender, saving you hundreds per month
Lower upfront cash — closing cost credits ($5K–$15K+) reduce out-of-pocket at settlement
DPA-friendly — many builders accept down-payment assistance programs that resale counterparts won't
Extended rate locks — lock periods up to 360 days for homes under construction
* Incentives require using the builder's preferred lender.
Resale / MLS (Traditional Pre-Qual)
Market-rate interest — rates based on your credit and current market, no builder subsidy
Standard down payment — typically 3.5%–20% depending on loan type
Faster close — existing homes close in 30-45 days vs. months for new builds
Seller concessions — negotiate closing cost help, but no rate buydown incentives
* Great for buyers who need to move quickly or want established neighborhoods.
Buyer Tip: If you're on a budget, builder-preferred lending often results in a lower total monthly payment even at a higher purchase price — ask your agent to run both scenarios side-by-side. Renters paying $2,200+/mo are prime candidates for new construction with rate buydowns.

Cortland at Waddell
Up to 3% closing cost credit

Sunset Terrace
$10K design center credit

Verrado Springs
Up to $15K in closing cost assistance

Riverview at Greenfield
$20K design studio credit

Canyon Trails
$12K closing cost credit

Asante Heritage 55+
Everything's Included® at no extra cost

Teravalis
Everything's Included® standard

IronWing at Windrose
Everything's Included® standard

Avion at Estrella
Everything's Included® standard

Aloravita
Everything's Included® standard

Paloma Creek — Estate Series
Rates as low as 2.75% (4.52% APR)

Paloma Creek — Classic Series
Rates as low as 2.75% (4.52% APR)

Silva Farms
Up to $20K closing cost assistance

Hurley Ranch
$15K flex credit (design or closing)

Teravalis — Estate Series
Rates from 2.75%

San Tan Groves
Up to $15K in closing cost credits

Artisan at Asante
14-Day Sale: 5% down, zero MI

Hawes Crossing
14-Day Sale: 5% down, zero MI

Verdin
Up to $25K in design center credits

Combs Ranch
14-Day Sale: 5% down, zero MI

Stonehaven
14-Day Sale: 5% down, zero MI

Mystic Vista — Enclaves
Design Studio credit up to $10K

Mystic Vista — Traditions
Design Studio credit

Traditions at Teravalis
Design Studio credit

Reserves at Desert Oasis
Up to $15K Design Studio credit

Ventana de Estrellas
Design Studio credit

Sereno Canyon
50% off Design Studio up to $250K value

Sterling Grove
3.99% first-year rate (2/1 buydown)

Beacon in Estrella
Design Studio credits on select homes

Preserve at San Tan
Design Studio credits

Sagewood at Waddell
4.99% fixed rate on select QMIs

Sanctuary at Litchfield Park
Up to $15K in closing costs

Meadow Brook at Tartesso
$12K flex credit

Arroyo Vista
4.99% rate on select homes

Copper Ridge
$10K closing cost credit

Spur Cross at Queen Creek
Up to $25K Flex Cash

Hayfield at Florence
Up to $20K Flex Cash

Asante Vistas
Up to $25K Flex Cash

Upper Canyon
Up to $25K Flex Cash

Trilogy at Ridgecrest
Up to $83K in incentives on select QMIs

Trilogy at Encanterra
Design studio credit on select homes

Trilogy at Verde River
QMI incentives available

Trilogy at Wickenburg Ranch
Most affordable Trilogy® from $352K

Sycamore Farms
Up to $15K in incentives

Eastmark at Mattamy
$12K design credit

Palm Valley at Mattamy
Up to $15K in incentives

Canopy Trails
Finished home incentives available

Frontera
Special LOW-rate financing options
Pricing, incentives, and availability subject to change without notice. Always verify current offers directly with the builder. Data last updated May 2026.

